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DISCLAIMER

THE SERVICES OF MITSUBISHI UFJ TRUST AND BANKING CORPORATION ("MUTB") DESCRIBED ON THIS WEBSITE ("WEBSITE") ARE NOT AVAILABLE OR OFFERED TO RESIDENTS OF THE UNITED STATES OR TO THE RESIDENTS OF THE CAYMAN ISLANDS. IN ADDITION, THE AVAILABILITY OF SUCH SERVICES MAY VARY FROM JURISDICTION TO JURISDICTION AND THE MATERIALS AND INFORMATION PROVIDED ON THIS WEBSITE ARE NOT DIRECTED AT OR INTENDED FOR USE BY AND DO NOT CONSTITUTE AN OFFER OR A SOLICITATION TO ANYONE IN ANY JURISDICTION IN WHICH THE DISTRIBUTION OF SUCH INFORMATION OR THE MAKING OF AN OFFER IS NOT AUTHORIZED, OR TO ANY PERSONS TO WHOM IT IS UNLAWFUL TO MAKE SUCH AN OFFER OR SOLICITATION.

MUTB does not represent or warrant that it is authorized to distribute its products or services in your country. Permitting you to download materials on our products and services does not constitute a solicitation to anyone in any jurisdiction in which such solicitation would be unlawful. You should consult an appropriate adviser in your country of residence for further advice on your use of this Website and the restrictions applicable in your jurisdiction.

By indicating my agreement to this disclaimer/these terms and continuing to this Website I agree to, and acknowledge, the following: I understand that the information on this Website is not intended for use by any individual and I am accessing this Website for the purpose of acquiring information as, or on behalf of, an institutional investor. The materials presented on this Website are for informational purposes only and are not intended to address the financial objectives, situation or specific needs of any particular investor or potential investor. Nothing on this Website is to be construed as an offer to sell or a solicitation to buy any products, services, investments, securities, or trading strategies, nor does the information provided on this Website constitute investment advice or recommendations with respect to any products, services, investments, securities, or trading strategies. Past performance (including back testing) is not necessarily a guide to future performance. Principal and income of investments are subject to risk and there is no guarantee that any particular investment objectives will be achieved. The value of investments can fall as well as rise and investors may not get back the full amount originally invested.

Investing in securities involves risk, and may result in the loss of your entire investment. Risks include (without limitation):

  1. Market risk: the risk of price fluctuations of invested securities due to various market risk factors including movements in equity markets, interest rates and exchange rates.
  2. Credit risk: the risk of price fluctuations of invested securities due to the business and financial state of the issuer.

The information provided on this Website has been taken from sources which MUTB believes to be reliable but MUTB does not represent that such information is accurate or complete in part or in whole. MUTB gives no warranties (express or implied) as to the accuracy, validity, timeliness or completeness of any information provided on this Website or its fitness for a particular purpose. The information and materials provided on this Website are provided on an "as is" and "as available" basis and MUTB makes no warranty that access to the Website will be uninterrupted or error-free. The information provided on this Website should not be regarded by users of this Website as a substitute for the exercise of their own judgment and/or for obtaining their own independent professional advice. If you rely on the information or materials on this Website, you do so at your own risk. If you have a question requiring professional advice, such as a question relating to law, tax or financial planning, you should seek independent professional advice. The information on this Website is not intended to be construed as legal, tax, financial or investment advice.

Any opinions expressed on this Website reflect judgment of MUTB as at the date that the relevant information/materials were made available on the Website and are subject to change without notice.

Returns figures in the materials provided on the Website are gross of fees. Investors should understand that if MUTB enters into an investment management agreement with an institutional investor upon mutually agreeable terms, investment management fees would be payable to MUTB under the investment management agreement and they would reduce such returns.

MUTB may take multiple roles such as trustee, investor, loan lender, brokerage and asset manager at the same time, resulting in the possibility of conflicts of interest. MUTB may also take actions in specific transactions, for its own account or for the account of customers, which may be adverse to the actions it might take or advice it might provide for other customers or for its own account.

To the fullest extent permitted by applicable law, neither MUTB nor any of its affiliates, directors or employees accepts any liability to any person who has used this Website or any person who has obtained the information or materials available on this Website with respect to any loss or damage directly or indirectly arising out of the use of all or any part of this Website (or the interruption or failure thereof) or the use of the information and materials provided hereon.

You may not use any personal data concerning our employees obtained through this Website, or provide it to your employees or any third party, for any purpose other than that for which it is intentionally provided on this Website, or otherwise abuse such data. You must obtain our permission in writing before disclosing such data to a third party, and require any third party not to copy or duplicate it. When the original purpose for your use of this data has been met, you must either return this data to us or destroy it.

Any copying, re-publication or re-distribution of any link to this site or any content used on this site by any means is expressly prohibited without prior written consent of MUTB.

THE SERVICES OF MUTB DESCRIBED ON THE WEBSITE ARE NOT AVAILABLE OR OFFERED TO US PERSONS.

I accept the foregoing terms and conditions for use of the Website.