TERMS OF USE

You must read these terms of use and the disclaimers contained herein before proceeding (collectively, "Terms").

These Terms govern your access to and use of this website and the services, content, data, information, and other materials made available or described on this website (collectively, this "Website"). This Website is made available by Mitsubishi UFJ Trust and Banking Corporation and its subsidiaries, associates or affiliates ("we", "our", or "us").

By accessing this Website and any pages thereof, you acknowledge that you have read and agree to be bound by these Terms. If you do not agree to these Terms, please do not access this Website or any pages thereof.

We may revise and update these Terms from time to time in our sole discretion. Your continued use of this Website following the posting of revised Terms means that you accept and agree to the changes.

DISCLAIMER

THIS WEBSITE IS NOT AVAILABLE OR OFFERED TO RESIDENTS OF ANY JURISDICTION WHERE IT MAY BE UNLAWFUL TO BE OFFERED. THE AVAILABILITY OF PART OR ALL OF THIS WEBSITE MAY VARY FROM JURISDICTION TO JURISDICTION AND THE MATERIALS AND INFORMATION PROVIDED ON THIS WEBSITE ARE NOT DIRECTED AT OR INTENDED FOR USE BY AND DO NOT CONSTITUTE AN OFFER OR A SOLICITATION TO ANYONE IN ANY JURISDICTION IN WHICH THE DISTRIBUTION OF SUCH INFORMATION OR THE MAKING OF AN OFFER IS NOT AUTHORIZED, OR TO ANY PERSONS TO WHOM IT IS UNLAWFUL TO MAKE SUCH AN OFFER OR SOLICITATION.

We do not represent or warrant that we are authorized to distribute our products or services in your country. Permitting you to download materials on our products and services does not constitute a distribution, an offer to buy or sell any securities or the solicitation of any offer to buy or sell any securities to anyone in any jurisdiction in which such distribution, offer or solicitation would be unlawful.

Your Legal Compliance and Representations

In accessing this Website, it is your responsibility to comply with all applicable laws and regulations. You should consult an appropriate adviser in your jurisdiction for advice on your use of this Website and the restrictions applicable in your jurisdiction.

By indicating your agreement to these Terms and using this Website, you represent and warrant that the relevant laws and regulations of your jurisdiction allow you to access the information and services contained on this Website and that you are in compliance with all applicable laws and regulations.

You also agree and acknowledge that:

  • the information and services on this Website are not intended for use by any individual and you are accessing this Website for the purpose of acquiring information as, or on behalf of, an institutional investor;
  • the materials presented on this Website are for informational purposes only and are not intended to address the investment objectives, financial situation or specific needs of any particular investor or potential investor;
  • nothing on this Website is to be construed as an offer to sell or a solicitation to buy any products, services, investments, securities, or trading strategies in any jurisdiction to any person to whom it is unlawful to make such an offer or solicitation, or which would subject us to any registration requirement within such jurisdiction; and
  • the information provided on this Website does not constitute investment advice or recommendations with respect to any products, services, investments, securities, or trading strategies.

General Investment Information

Principal and income of investments are subject to risks, including the possible loss of the principal amount invested, and there is no guarantee that any particular investment objectives will be achieved. Past performance (including back testing) is not indicative of future or likely performance of any investment product. The value of investments can fall as well as rise and investors may not get back the full amount originally invested. Any investment should only be made on the basis of the relevant offering document and/or prospectus and users must read such offering document and/or prospectus before deciding whether to invest.

Investing in securities involves risk, and may result in the loss of your entire investment. Risks include (without limitation):

  1. Market risk: the risk of price fluctuations of invested securities due to various market risk factors including movements in equity markets, interest rates and exchange rates.
  2. Credit risk: the risk of price fluctuations of invested securities due to the business and financial state of the issuer.

Any investment return or figures in the materials provided on this Website are gross of fees. Investors should understand that if we enter into an investment management agreement with an institutional investor upon mutually agreeable terms, investment management fees would be payable to us under the investment management agreement and they would reduce such returns.

We may take multiple roles such as trustee, investor, loan lender, brokerage and asset manager at the same time, resulting in the possibility of conflicts of interest. We may also take actions in specific transactions, for our own account or for the account of customers, which may be adverse to the actions we might take or advice we might provide for other customers or for our own account.

No Warranties

Although the information provided on this Website has been taken from sources which we believe to be reliable, we give no representations, endorsements or warranties (express or implied) as to the accuracy, validity, timeliness or completeness of the services, content, data or any information provided on this Website (whether provided by us, any content providers or third parties) or its fitness for a particular purpose. In particular, no warranty regarding non-infringement, security, accuracy, fitness for a particular purpose or freedom from computer virus is given in conjunction with such contents.

The information and materials provided on this Website are provided on an "as is" and "as available" basis and we make no warranty that access to this Website will be uninterrupted or error-free.

No Reliance and No Investment Advice

We reserve the right to make changes and to modify, delete or replace any information or materials on this Website at any time without notice. The information and materials on this Website may be out of date at any given time, and we are under no obligation to update any such information or materials. We disclaim all liability and responsibility arising from any reliance placed on such information or materials on this Website by you or anyone who may be informed of such information or materials.

The information provided on this Website should not be regarded as a substitute for the exercise of your own judgment and/or for obtaining your own independent professional advice. If you rely on the information or materials on this Website, you do so strictly at your own risk. If you have a question requiring professional advice, such as a question relating to law, tax or financial planning, you should seek independent professional advice. The information on this Website is not intended to be construed as legal, tax, financial or investment advice or recommendations.

The information provided on this Website may contain projections or other forward-looking statements regarding future events or future financial performance of countries, markets or companies. Investors must make their own assessment of the relevance, accuracy, adequacy and reliability of the information provided on this Website and make such independent investigations as they may consider necessary or appropriate for the purpose of such assessment. Any opinions expressed on this Website reflect our judgment as of the date that the relevant information/materials were or are made available on this Website and do not constitute investment advice. Accordingly, no warranty whatsoever is given and no liability whatsoever is accepted for any loss arising whether directly or indirectly as a result of investors acting on any such opinions provided on this Website.

Limitation of Liability

To the fullest extent permitted by applicable law, neither we nor any of our affiliates, officers or employees accepts any liability to any person who has used this Website or any person who has obtained the information or materials available on this Website with respect to any loss or damage directly or indirectly arising out of the use of all or any part of this Website (or the interruption or failure thereof) or the use of the information and materials provided hereon. In addition, we shall not be liable for any errors or omissions (including but not limited to errors or omissions of third parties) in the information and material contained on this Website.

In no event shall we be liable to you for any loss, damage, costs, charges and/or expenses of whatsoever nature and howsoever arising including legal fees on a full indemnity basis, cost of funding and loss or cost incurred by you as a result of or in connection with:

  1. any access, use or the inability to access or use this Website, use of or reliance on the contents of this Website;
  2. any transaction performed on any web page on this Website;
  3. any loss or abuse or unauthorized disclosure of information, including customer information;
  4. any system, server or connection failure, error, omission, interruption, interception, delay in operation or transmission, or computer virus;
  5. any use of or access to any websites linked to this Website;
  6. any service, product, information, data, software or other materials obtained from this Website or from any other websites linked to this Website; or
  7. breach or violation of any third-party rights, including but not limited to the violation of any proprietary or intellectual property rights or enforcement of any of these general terms of use.

The foregoing does not affect any liability which cannot be excluded or limited under applicable law.

Personal Data

You may not use any personal data concerning our employees obtained through this Website, or provide it to your employees or any third party, for any purpose other than that for which it is intentionally provided on this Website, or otherwise abuse such data. You must obtain our permission in writing before disclosing such data to a third party, and require any third party not to copy or duplicate it. When the original purpose for your use of this data has been met, you must either return this data to us or destroy it.

Your information, whether collected by us or provided by you, will be treated in accordance with our Personal Information Protection Policy, available below.

Ownership/Content/Use Restrictions

We reserve all copyright and intellectual property rights to the services, content, data and information on this Website. Any copying, re-publication or re-distribution of any link to this Website or any content used on this Website by any means is expressly prohibited without our prior written consent. You may not publicly display, transmit, publish, participate in the sale or transfer of, modify, or create derivative works based on anything available through this Website, in whole or in part. You shall not store electronically any significant portion of any part of this Website. No reverse engineering, linking, framing, or modification of any part of this Website is allowed without our prior written approval.

Indemnification

You agree to defend, indemnify and hold harmless us, our affiliates, licensors, vendors and service providers, and our and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of this Website, including, but not limited to, your use of or access to this Website other than as expressly authorized by these Terms.

Waiver and Severability

No failure to exercise, and no delay in exercising, any of our rights hereunder shall operate as a waiver thereof, nor shall any single or partial exercise of any right hereunder preclude further exercise of that or any other right hereunder. If any provision of these Terms is illegal or unenforceable under applicable law, the remainder of these Terms shall continue in full force and effect.

Please click the "I AGREE" button below to continue if you have read and agree to these Terms.